Chucking Up The Deuces to Debt #2


A few days ago, Travis informed me that he made the last payment on debt #2. I secretly wanted to pay the last $200 and surprise him when he logged on, but we discovered that we probably need to add another category to our envelopes. Kids. In the past, I’ve pulled from the grocery money to cover the whatevers, because you can always cover your tracks by swapping out that pot roast dinner for a $5 pizza. But, for this upcoming pay cycle, I’d like to budget appropriately for the children.


Although, I like shopping, I’ve never been a “shopper”. And, when money is tight, my self-care is at the top of the neglect list. Consequently, caring about how I looked was something I shrugged off for years. So, that’s probably why budgeting for clothes wasn’t high on my priority list. But, God gave me two little girls who care about their appearance. Arden (8) loves dresses. Just the other day she told me that she and her friends decided they weren’t wearing pants again. And, Dahlia (2) is very particular about her shoes. If you tell her to go put on her shoes, she clarifies which ones she’s wearing.

Me: Dahlia go put on your shoes so we can go.

Dahlia: I put on sandals.


I love keeping the kids’ clothes in great condition for passing them down, but Dahlia’s boots from last fall/winter went straight in the trash. They were her absolute favorite and I got my money’s worth.

Having 2 girls who appreciate looking good is a little bit of work for me. But, good work.

If we’re receptive, our children can be a healing balm. Taking the time to make sure they like how they look (and seeing them care about their appearance) has helped me to put a little more effort into my appearance. Even, Travis is trying to develop a style. And, while we appreciate all of that, somebody still has to pay for all these cute clothes.

Capsule Wardrobe

I was first introduced to a capsule wardrobe by ________. My first thoughts were 1) I love how everything is color-coordinated so you can mix and match and 2) this isn’t enough clothes. However, having a capsule wardrobe correlates with one of my lifelong priorities: peace. 

A capsule wardrobe:

  • eliminates clutter
  • decreases outfit choices
  • eliminates get-ready time and
  • saves money

So, last year I gave it a go with Arden. I purchased everything from Carters and Target. To the best of my memory, I purchased (or she already owned):

  • 1 heavy coat w/ matching scarf  & mittens
  • 1 light-weight trench coat
  • 5 pairs of pants
  • 5 shirts
  • 1 turtleneck
  • 1 fur vest
  • 1 long skirt
  • 2 dresses
  • 1 pair brown ankle boots
  • 1 pair burgandy (calf-length) fuzzy boots
  • 1 pair sneakers
  • 1 pair ballerina flats

One of her nightly duties is to pick out her clothes for the week and put each outfit into  her closet organizer. Having clothes that matched made coordinating so simple. I agreed to almost everything….almost. 

This summer Dahlia is wearing most of Arden’s hand-me-downs aside from a few new pieces I purchased for when we step out. I’m that momma that doesn’t send her 2 year old to daycare in nice clothes. I mean, they don’t have to be holey and dingy, but they need to have a little bit of wear before she covers them in spaghetti, juice, and playground dust.

So, I’m excited that as her size continues to regulate, I’m able to buy out-of-season for her and prepare her fall capsule wardrobe.

So, if you’re trying to look cute and not blow your budget, consider creating a capsule wardrobe.

So, back to our debt…

Our snowball has increased to $407 and we plan to have debt #3 paid off by December 2018.

Share your some valuable insight about your fab wardrobe budgeting tips below and debt-free journey in the comments below!

Always rooting for you, Love!


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